Cash Management Services That Work as Hard as You Do

At Crown Bank, we know that cash flow is the heartbeat of your business—and managing it efficiently is key to your success. As one of the most trusted community banks in the Twin Cities, our cash management services are designed to streamline your operations, improve your liquidity, and protect your assets with hands-on support and advanced banking tools.

From high-tech solutions like mobile deposits and ACH origination to traditional services like escrow and night depository access, we tailor our services to meet the needs of local businesses across industries. Whether you’re a small enterprise or a growing company, our experts are here to make complex financial tasks simple, secure, and seamless.

Automated Clearing House Origination (ACH)

ACH origination enables you to complete electronic transactions such as direct deposit, payment of invoices, and collection of receivables in a timely manner. Reduce manual entry and speed up cash flow with this efficient, cost-saving solution.

Check Positive Pay

Positive Pay is a fraud-prevention tool that lets you review checks issued from your Crown Bank checking account. It helps detect unauthorized transactions early, giving you peace of mind and better control.

Consumer and Business Bill Pay

Our Bill Pay services allow you and your business to save time and money by paying bills online. Set up a one-time payment or recurring payments in our easy-to-use Bill Pay system and eliminate the need for writing checks.

Consumer and Business Credit Cards

Provide authorized employees with a credit card to make business purchases. This is a great way to lower the company’s risk of fraud and track spending more efficiently across departments.

Consumer Mobile Remote Deposit

Make a deposit on the go by depositing your checks anywhere and anytime! Save a trip to the bank and keep your workflow uninterrupted with our secure mobile deposit feature.

Debit Cards

Make purchases anywhere with your Crown Bank debit card. As part of the Moneypass network, you can access your cash surcharge-free at thousands of ATMs nationwide, including many in Edina and throughout the Twin Cities.

E-Statements

Electronic Statements allow you and your company to receive deposit accounts and loan statements in a safe and timely manner. Go paperless and reduce clutter while keeping records accessible.

Escrow Services

We offer a variety of escrow settlement solution services, which include access to an escrow depository agent, federally guaranteed deposit options, competitive interest rates, and fee structures. Ideal for real estate, legal, and other trust-based transactions.

Line of Credit Sweep Services

Use a line of credit to cover Crown Bank account balances lower than your chosen target balance, or use an excess balance to pay down the line of credit. This service helps you automate fund transfers and optimize interest savings.

Lockbox Services

Accelerate your accounts receivable collection process with our Lockbox services. We process your deposit and provide you with all the necessary data to quickly and securely settle your customer’s payment.

Merchant Card Services

Merchant Card services allow you to enjoy the convenience of being able to accept cards offered through all major card issuers. Boost your revenue by offering more payment options to your customers—online or in-store.

Mobile Banking

Banking on the go! Crown Bank is everywhere you are. Sign up for mobile banking through the app on your mobile phone and manage your business finances from anywhere—day or night.

Night Deposit

Regardless of your hours of business, Crown Bank is here and available to serve you with our Night Depository services. Our Night Depository is conveniently located and easily accessible at our Edina location, 24/7.

Online Banking

You can view Crown Bank deposits, loan balances, and make transfers to other Crown Bank accounts all online. Stay on top of your business’s cash position with real-time account access.

Peg Balance Account (ZBA)

The ZBA will sweep funds from your company’s operating account as checks are presented for payment. This helps manage multiple accounts with ease and keeps working capital where it’s needed.

Remote Desktop Deposit

Never leave your office to deposit checks into your Crown Bank account. Simply scan your items at your convenience and improve your receivables timeline without extra trips to the branch.

Safe Deposit Boxes

Protect important documents with the Crown Bank Safe Deposit Box available at both locations. From contracts to certificates, safeguard your assets in a secure, private environment.

Wire Transfers

Wire Transfers provide our clients with a same-day transfer to other financial institutions in the US or internationally. Ideal for time-sensitive payments, real estate transactions, or high-value purchases.

What Can We Make Possible for
Your Business?

What Can We Make Possible for Your Business?

At Crown Bank, we believe that the right banking relationship should deliver more than just transactions—it should deliver real value. As Minnesota’s community banking experts, we’re here to help your business grow with smart solutions, personal service, and a team that’s as invested in your success as you are. Let’s build something better, together.